Services Provided

We offer a  variety of debt relief programmes, including but not limited to Debt Review, Administration, Sequestration and Garnishee Orders.



Instituted in June 2007 with the implementation of the National Credit Act, Debt Counselling is a highly effective credit management solution focussed on helping over-indebted individuals to meet their commitments in a way that suits both their creditors and their pocket. It offers protection against legal action from creditors and the long-term effects of being placed into personal administration. It also provides individuals with a way to repay their debts while ensuring that they still have the ability to meet their daily living expenses. Our aim is to have you debt free within 5 years. This can only be done by applying the NCR Task Team Guidelines and decreasing your interest rates.


Certain (not all) administrators take peoples money for many years, without paying creditors. We have seen many clients paying for 5 years on an admin orders and after this time they owe MORE than what they originally did! Ridiculous – get admin orders removed!


Many times, garnishee orders go hand in hand with admin orders or you were garnished for non payment of debt. This is an important and valuable collection tool. However, some garnishee orders were issued notwithstanding the fact that many clients cannot afford to pay rent or buy food because the order was too high. Get Garnishee order reduced or removed


A successful sequestration proceeding results in an individual being freed from overwhelming debt obligations enabling the one sequestrated to make a “fresh” financial start. This is subject to certain conditions and requires the proceeds obtained from the sale of personal assets to be fairly distributed, by an appointed curator, between all existing creditors.

Confidentiality and integrity form cornerstones of our service